Ecommerce, which includes electronic payment (e-payment) systems, is not well-developed in Liberia. This is also true for mobile money, due to the lack of a “national switch” payment clearing system between mobile money operators. However, mobile money payments, including inbound transfers into mobile wallets, is on the rise due to the Central Bank’s policy of expanding digital financial services. The CBL regulates online sales and payments. Limited internet access, low digital skills, and lack of clear rules and regulations are key barriers to doing business via online channels.